How Sunbit and Scratch Pay Work
Sunbit and Scratch Pay provide short-term payment plans for veterinary services. Unlike revolving credit options such as CareCredit, these are single-use loans, similar to Affirm or AfterPay, meaning the credit is applied only to your current procedure. Once the balance is paid off, the account is closed with no ongoing credit line.
Both platforms offer:
Quick and easy applications that take just minutes to complete online.
Flexible term lengths to match your individual needs.
Interest-free options for shorter payment terms (such as three monthly installments plus a down payment made on the day of your pet’s procedure).
Transparent terms— you’ll know exactly what you owe and when.
How to Get Started
- Visit scratchpay.com or sunbit.com.
- Choose “Find a Payment Plan” (or “Find Care Near You”) and select Veterinary, not Dental, to locate Houston Pet Dental.
- Apply for pre-approval for the estimated amount of your pet’s procedure (or any amount you wish).
- Once approved, our team is automatically notified, and no further steps are needed until your appointment day.
On the day of your pet’s dental procedure, we’ll finalize the total cost and send you a secure link to complete your payment. Please note: a debit card is required for your initial down payment and recurring installments. Credit cards are not accepted for these transactions.
Compassionate Care Made Affordable
Your pet’s oral health plays a crucial role in their overall well-being, and financial concerns shouldn’t prevent you from providing the care they need. Our Sunbit and Scratch Pay payment plans make it easy to move forward with treatment, without delay or worry.
If you have questions or need guidance on getting started, our team is here to help every step of the way.
Call Houston Pet Dental today at (832) 702-7599 to learn more about our financing options and schedule your pet’s dental evaluation.